Howley Financial Group
DISCLOSURE

1 Securities products/services and advisory services offered through Park Avenue Securities LLC (PAS), 1150 Raritan Rd.,
Cranford, NJ, 908-709-0020. PAS is an indirect wholly-owned subsidiary of Guardian. Northeast Planning Corporation
is not an affiliate or subsidiary of PAS or Guardian.

2 PAS is a member FINRA / SIPC.

3 Disability Income products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a
wholly-owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY Products not available
in all states. Product provisions and features may vary from state to state.

4 Individual medical insurance not underwritten by The Guardian Life Insurance Company of America.

5 Neither Park Avenue Securities, Guardian, nor their representatives render legal or tax advice.

The representatives present in the videos on this website are registered representatives of Park Avenue Securities.